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Credit unions

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princeromeo
Regular Contributor

Credit unions

Been looking for the best rates and limits  and i noticed credit unions offer the best so im waitng  for approval but does any one know why they asked me for proof of income does that mean im rejected approved i faxed a w2 but no other credit card company ever asked for a paystub or w2.
Message 1 of 6
5 REPLIES 5
Tuscani
Moderator Emeritus

Re: Credit unions

I wouldn't worry. CUs will generally ask for more info since they are more lenient and less score driven. Good luck!
Message 2 of 6
smallfry
Senior Contributor

Re: Credit unions

Penfed required two current pay stubs while Navy Federal said here take it its yours.
Message 3 of 6
princeromeo
Regular Contributor

Re: Credit unions

yea i faxed pen my w2 but its been 2 days i thought u get 1 day approval thats why i was just wondering
Message 4 of 6
smallfry
Senior Contributor

Re: Credit unions

Call, they are very nice. You should be approved within two days...or not.
Message 5 of 6
Anonymous
Not applicable

Re: Credit unions

My credit union has made me jump through hoops to get the loan.  I've had my account with them for 15 years at least.  Smiley Mad  I saw an ad on TV for another local credit union that did auto loans as well, applied online and was approved within a few hours.   I guess it just depends on the credit union.
Message 6 of 6
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