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CreditCheckTotal

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Anonymous
Not applicable

Re: CreditCheckTotal

I just signed up today for CCT and I got all 3 Fico scores but they are different then what credit karma and credit.com shows. On credit check it is showing Trans Union = 479, Experian = 508 & Equifax = 531, these are different then whats shown in my signature below. Also, how do we know when we can get all 3 new scores again on CCT? We just came from our 341 meeting and I want to apply with Roadloans. Which score is used for auto loans ? Thanks

Message 111 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Anonymous wrote:

@Anonymous wrote:

I called this morning to cancel in order to get the $14.97/month pricing. When inquiring on the 3 pulls/month for EQ and TU, the CSR informed me that starting July 5th it will be DAILY score updates for TU, EQ, and EX and not just EX like previously done. I asked was she certain, and she offered to let me speak to her her manager to confirm. So looks like previous poster was correct making this a phenomenal deal! 


A few people have posted something similar to the above.  Is there anyone that can confirm they are getting all 3 daily, as July 5th has come and gone.  I still have 16 days before I can 3B pull again.


Unfortunately I still show 6 days before I can do my next 3 pulls. I was hoping this was going to be daily, but heck for $14.97 I can't be too picky!

Message 112 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Anonymous wrote:

I just signed up today for CCT and I got all 3 Fico scores but they are different then what credit karma and credit.com shows. On credit check it is showing Trans Union = 479, Experian = 508 & Equifax = 531, these are different then whats shown in my signature below. Also, how do we know when we can get all 3 new scores again on CCT? We just came from our 341 meeting and I want to apply with Roadloans. Which score is used for auto loans ? Thanks


CCT is your true FICO 8 score. Credit Karma is the Vantage score, which very few institutions will use that. The only reason I like Credit Karma is for the alerts.

Message 113 of 1,049
Rebuilding69
Established Contributor

Re: CreditCheckTotal

Oops, I made the mistake of getting more than 1 3-bureau report duing my trial period. Now I have to wait 20 days for my second "month".

😢


Message 114 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

I called to cancel yesterday and they offered me the $14.97 for two years. I accepted and they said they would send a confimation email. I never recieved one and logged in just now and it still says Next Bill Amount $29.95.

When you all had it changed, did it update to reflect the 14.97?

Message 115 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Anonymous wrote:

I called to cancel yesterday and they offered me the $14.97 for two years. I accepted and they said they would send a confimation email. I never recieved one and logged in just now and it still says Next Bill Amount $29.95.

When you all had it changed, did it update to reflect the 14.97?


When I called to cancel, it was right at the end of the trial, they offered the $14.97 and a few days later that's the amount they took out of my cc.

Message 116 of 1,049
Rebuilding69
Established Contributor

Re: CreditCheckTotal


@Anonymous wrote:

I called to cancel yesterday and they offered me the $14.97 for two years. I accepted and they said they would send a confimation email. I never recieved one and logged in just now and it still says Next Bill Amount $29.95.

When you all had it changed, did it update to reflect the 14.97?


I actually need to call them about this, but, the website still shows the full price for me after cancelling & getting the special, but they are only charging me half like they said.



Message 117 of 1,049
EW800
Valued Contributor

Re: CreditCheckTotal

My Next Bill Amount also showed $29.95, however as promised they only charged $14.97. No issue at all.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 118 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@EW800 wrote:
My Next Bill Amount also showed $29.95, however as promised they only charged $14.97. No issue at all.

That's how mine did it too.

Message 119 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Rebuilding69 wrote:
Oops, I made the mistake of getting more than 1 3-bureau report duing my trial period. Now I have to wait 20 days for my second "month".

The 3 times per month promo text is gone. Maybe 3 bureau reports can only be pulled once per month now. If so, not as good.

Message 120 of 1,049
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