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Anonymous
Not applicable

Re: Credit Check Total


@Shann0n_marie wrote:

Do any of you guys have a problem with getting this error:

 

3-Bureau Credit Report Refresh
21 days until you can refresh your 3-Bureau Credit Report with Scores at no additional cost.
 
 
I should have 3 credit reports to pull a month right?  I used 3 for July, my last pull being July 26th and now it says I have to wait 21 days prior to pulling again?
 
Shouldn't I have 3 pulls available effective Aug 1?

The "month" may run from the date your account started rather than by the calendar month. Give them a call and see if they can clarify how the 3 pulls per month works.

Message 311 of 1,049
Anonymous
Not applicable

Re: Credit Check Total

Not the same thing. It does not say "FICO" anywhere on it regarding scores, so its a Vantage score or a FAKO. You'll probably have to wait until its over and cancelled before it will let you do a Credit check total trial.

Message 312 of 1,049
Anonymous
Not applicable

Re: Credit Check Total


@Shann0n_marie wrote:

Do any of you guys have a problem with getting this error:

 

3-Bureau Credit Report Refresh
21 days until you can refresh your 3-Bureau Credit Report with Scores at no additional cost.
 
 
I should have 3 credit reports to pull a month right?  I used 3 for July, my last pull being July 26th and now it says I have to wait 21 days prior to pulling again?
 
Shouldn't I have 3 pulls available effective Aug 1?

I Signed up july 18th. I Generated a pull on july 25th for 3 bureau. thats my first for the next 30 days. so until august 25th i only have 2 more. Anything past the initial trial goes toward the 3. You burned em, i called to get clarity after i pulled my first one on the 25th, not wanting to go through them quickly, but i think it says somewhere on there that its per 30 days, otherwise i would have assumed the same. I think you only have the 'month' impression from people stating it on here.

Message 313 of 1,049
Shann0n_marie
Frequent Contributor

Re: Credit Check Total


@Anonymous wrote:

@Shann0n_marie wrote:

Do any of you guys have a problem with getting this error:

 

3-Bureau Credit Report Refresh
21 days until you can refresh your 3-Bureau Credit Report with Scores at no additional cost.
 
 
I should have 3 credit reports to pull a month right?  I used 3 for July, my last pull being July 26th and now it says I have to wait 21 days prior to pulling again?
 
Shouldn't I have 3 pulls available effective Aug 1?

The "month" may run from the date your account started rather than by the calendar month. Give them a call and see if they can clarify how the 3 pulls per month works.


You're exactly right.  My free trial was over and I officially signed up the 16th... so it is 3 reports from the 16th of the month to the following 16th.  BOOOOOOOO!    Thx for the help everyone... I automatically assumed they were each month on the 1st.

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 314 of 1,049
kennerchick
Frequent Contributor

Re: Credit Check Total

I just checked my bank account and Credit Check Total charged me $1 for me and $1 for my husband, problem is that they would not let my husband sign up! I didn't think they charged the $1 anyway.  I'm going to call tomorrow and I hope that they will let me speak for him or refund the $1 until he can call and talk to someone.  I know it's a $1, but my husband got nothing for it LOL

Starting all over again!
Message 315 of 1,049
elim
Senior Contributor

Re: Credit Check Total

sounds like an temp auth to validate card.  it should disappear soon.

 

edit: oops, saw you did some $1 deal.   call them and get hubby logged in.

Message 316 of 1,049
kennerchick
Frequent Contributor

Re: Credit Check Total

Thanks I will tomorrow morning.


@elim wrote:

sounds like an temp auth to validate card.  it should disappear soon.

 

edit: oops, saw you did some $1 deal.   call them and get hubby logged in.


 

Starting all over again!
Message 317 of 1,049
kennerchick
Frequent Contributor

Re: Credit Check Total

Can someone please help me understand the reports on here?

I'm looking over hubby's reports and finding lots if errors! 

Experian: Collection agencies are reporting Late Payment Status Closed Balance due and Zales has a balance due and wrong open date! It's been 5 yrs since the DOFD! They have date opened 8/2014!

 

Transunion: Capital One is reporting a balance due, wrong opened date, account status open and status unknown! It's in collections! Sprint is also on it with a balance due and the wrong open date says Feb 2015 very incorrect! Haven't had them since JANUARY 2014!  Collection agencies are reporting Late Payment Status Closed Balance due

Equifax seems to be the ONLY one with NO errors!

Can these reports be correct or are these errors?????? I really don't know what I'm suppose to do. 

Starting all over again!
Message 318 of 1,049
Anonymous
Not applicable

Re: Credit Check Total

Like everyone else. I cancelled free trial via automated message.

 

They offered a price of 50% off for the next 5 years..... WIN!!

 

 

 

EDIT: Their website hasn't updated the changed results. I don't want to be billed $29.95 on the 3rd. Hopefully it updates soon, or else I will need to call.

Message 319 of 1,049
CreditCuriosity
Moderator Emeritus

Re: Credit Check Total


@Anonymous wrote:

Like everyone else. I cancelled free trial via automated message.

 

They offered a price of 50% off for the next 5 years..... WIN!!

 

 

 

EDIT: Their website hasn't updated the changed results. I don't want to be billed $29.95 on the 3rd. Hopefully it updates soon, or else I will need to call.


I called two days ago and asked them about that and they said it will show 29.95, but in reality it is 50% off that for whatever promo period you got..  That won't update for whatever reason.

Message 320 of 1,049
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