CreditCheckTotal

[Hdcut18]

I tried signing up it won't let me

[Hdcut18]

So is this the same score you get from experian.com?

[Credit_hawk]

Exact same. I have both still. I hope you caught my MC Hammer reference BTW

[Hdcut18]

Well then ill pass, I got experian score at myfico and experian.com. both said 621 at time when I went to back was declined at 595 like **bleep**

[Anonymous]

Just signed up for the $1 deal. Got my real scores:

EX: 679 TU: 649 and EQ: 629

Called CS and asked how to cancle at the end of trial periosd and was offered $14.97/Mo for 12Mo. It's cool.

[Anonymous]

The # now is the same for ECT 1-877-284-7942. That's not the number I called. 

[Anonymous]

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@Anonymous wrote:

You're not calling the right #. Some how the # for EX Credit Tracker also appears on CCT's site and if you call it then it says to email. Login and look under account and check for another #. I got the 5 year offer. 

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+1

In addition, call at an off time when it's less likely for a CS to answer, such as on the weekend or early / late on a weekday. Verifying one's account info can be dicey with the automated system, but once verifed, the 5 year promo will likely be offered straight away. Accept offer and it's done. The pricing in My Account will still say $29.95, but the actual charge deducted monthly will be the discounted amount.

On a related topic, the Plus Score display glitch is still around - seems to come and go. Regardless of whether Plus Score heading or FICO 8 heading is shown, the scores are FICO 8. Display glitches abound on CCT, but fortunately are of little real consequence. Ie. some judgements will be shown with incorrect / meaningless dates (1/1/2000, 1/1/0000, etc), but internally, the date information is correct - no action required.

[Anonymous]

Even in my historical reports list, they say plus and Fico.

Sept 17 - 3 Bureau Credit report with Plus scores

Sept 28 - 3 Bureau Credit report with Fico scores

Oct 1 - 3 Bureau Credit report wiht Plus scores

All of the experian daily reports say fico.

What is going on?

[Anonymous]

EX may still be offering Plus scores for other services (ie. banks, issuers, etc that provide "free" scores) utilizing the same framework as CCT.

In short, it's a display glitch. Ideally, CCT should fix it, but in the meantime, pay no mind to "Plus" - it's FICO 8 all the time. Never seen a scoring discrepency yet.

[Wovenyarn]

I just refreshed my 3 and it says PLUS

edited to add my scores all went up about 20 points since my last pull on 9/28--but...I just opened a bunch of credit cards lowering my utilitization too.