I love their reports but when I join using the 7 day trial or regular membership I keep getting emails acknowledging my password change request which I am not requesting. I get 2-3 a day. I called CCT and they say they can see them going out but have no idea how to stop them. Also, awhile back I accepted the50% off for 3 years promo and then canceled a few months later. Now when I try to accept the 50% off, they can’t get it to go through. I have tried the automated and live systems to get the 50% again but they can’t get it to apply. So now I just get it for $2 a month and a little time on the phone.
I was looking at my reports today on Experians Credit Check Total and I notice it says I have 7 accounts with lates. Last one being 29 months ago. I think these are having an adverse effect so I have prepared Goodwill letters for the 4 accounts I can see on each report in an effort to get them removed.
The problem I have is I am unable to locate the 7 accounts. I see 4 accounts which have 17 late payments between them. One is my mortgage which has 9 of them from just before my divorce. I want to send out these GW letters all at once. Is there a way CCT will show me these 7 accounts to which it refers? When I go to Factors and see the “7 accounts” I cannot click on it. Is there a way to isolate them?
@Anonymous wrote:
@MyLoFICO wrote:So now I just get it for $4 a month and a little time on the phone.
Why $4? Shouldn't it just be $2? When you cancel your trial membership you are getting another 3B pull 7 days later, so for $2 you get an update every week for the whole month. Are you doubling that up with double trials and getting updates twice per week?
No, aparantly math is not my forte. lol. You are correct, its $2. I'll change the original post. lol
Next time use option 1 to cancel through the automated system. I did that a few minutes ago and it offered me the 50% off for a year. Or just pay the $1 when you need it and remember to cancel. That is what I do. $4 a month for all 2 scores 4 times a month.
Also, you should take the VantageScore scores out of your siggy and use that space for something useful. They look better than your FICO 8's but they are useless. Nobody will EVER ask for your VS to approve you for anything.
They regular reps should offer it. You probably got someone who just didn't care to go into all that.