CreditCheckTotal

[Anonymous]

What is 'negotiable' ? You actually negotiated a price for term? Sounds far too good to be true. If the price is under 25 or more I'm fine with cct. It's always been clear it's the same company. They use the same phone number... And it says experian when you call.... Can you post more info?

[Anonymous]

You can always pay for a fresh set of reports - but unless you need your companion scores (auto, etc) why would you need to? I can see my reports on Credit Carma every week for free, and I am also notified if there is a change or deletion. I can see my experian on CCT or Credit tracker, so I am covered.

[Anonymous]

Just confirmed with rep. There is NO daily monitoring of all 3 bureau for any price. Why anyone would make this up I have no clue, but the $40 Is simply a snapshot. Math tells us CCT is better. 3x a month for $15 is better than one time for 40. ......or anything costing more than $6 per report.

I wish they didn't close my "Creditcheck Total info-read" thread. It would help so many repeat posts and questions for no reason.

[Anonymous]

He's right^ my mistake. I called the lady back this morning who said that's what it was and she apologized for the misunderstanding and gave me experian credit tracker & cct for 20$ a month for 1 year. Sorry guys.

[Anonymous]

Well...

Using myFico Experian AND ScoreSense.

Called to cancel ScoreSense midway through free trial.  Dropped price from $29.95 to $12.95/mth for all 3.

I asked if it was Vantage vs Fico, the response "We get our information directly from the Credit Bureaus."

It seems to be on the money with myFico's Experian.  No iPhone app though.

Definately NOT VantageScore, I have CS and CK which make me feel like a rockstar with higher numbers.

Still, I'm dropping $12.95/mth on my Cap1 now. IDK how I feel about that.

[Zeno]

how many times can i pull my scores each month? the experian score seems to update automatically sibce its an eperian product

[Anonymous]

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@Zeno wrote:

how many times can i pull my scores each month? the experian score seems to update automatically sibce its an eperian product

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Three.

[dapps06]

I finally signed up for this service this past Saturday. For some reason TU wasn't up to date like EX and EQ but I'm not worried about it. I'm sure when I refresh my report this Saturday it will all match up. I called last night to "cancel" and was also given the 14.97 monthly price for a year, the hold time was a bit long but worth it.

I still haven't received any monitoring alerts though, hopefully they start within the next day or two.

[Anonymous]

very pleased with CCT so far, time to cancel myfico

[Anonymous]

I try to register but when i use my credit card appear this: Unfortunately, we were unable to verify your credit card information. Please make sure to update your credit card information before proceeding.