Creditor reports multiple times per month on same debt

[Anonymous]

I have a Creditor Wakefield Associates that reports almost every week on the same debt. Everytime they report i get notifications from Experian, Transunion, even MyFICO that says a "New Colelction has been added" but its the same medical bill. 

They reported it 5 times in October and already 2 times this month (November)

Im not sure if its hurting my score, i only see it as 1 collection when i look at my reports, but is it ok that they report it over and over. Its from 2013!

Please help. Can i dispute it as harrassment? lol

[Anonymous]

I think as long as the information is accurate, they can report it every day if they want. It shouldn't matter to your credit score how often they report it.

The "new collection" notifications issue does sound odd. It makes me wonder if they're doing something wonky with dates when they report. Have you been able to pay attention to the dates reported, like the date opened?

[Anonymous]

I will check that for sure! thats my consern, if they are reporting it as new everytime. If the "Date Reported" changes every time, that shouldnt matter right? Just the "Date Opened"?

[Anonymous]

Date opened still shows 10/2013, but the date reported keeps updating.  I guess they are just bored?

[RobertEG]

The post is a bit confusing, as it refers to Wakefield as the creditor, and yet their reporting is referred to as a collection.

I assume they are a debt collector, and not the original creditor?

As stated by others, there is no CRA limitation of only one reporting per month.

It appears that they are making an attempt to get your attention, and are being successful.

Each update effectively "extends" the period of non-payment of the debt, which FICO considers as an affirmative statement that the debt remains delinquent, and the period of default has extended.  However, multiple reportings in the same month only unpdate by less thnan 30-days, and thus would have minimal scoring impact.

It is thus likely that they are using it as a collection tactic to get your attention........