cancel
Showing results for 
Search instead for 
Did you mean: 

DCU Fico Score Never Changes???

Highlighted
Established Contributor

DCU Fico Score Never Changes???

DCU provides a FICO (their version) score each month.  I have had the same score since June 2016.  The score never changes from month to month. Anyone familiar with this process? Although they use their own scoring model it seems that the score would fluctuate a point here and there in a 5 month period. I also noticed it is the same exact  FICO score with PenFed.  The PenFed score did go up once since I opened the account in March but has not changed the last five months.

Message 1 of 4
3 REPLIES 3
Highlighted
Senior Contributor

Re: DCU Fico Score Never Changes???

They use the Equifax FICO 5 mortgage score. It's not their own.

Message 2 of 4
Highlighted
Established Contributor

Re: DCU Fico Score Never Changes???

Thanks for info. I still would think that score would change over a five month period either up or down.  It's odd to stay the same for that length of time. Nothing significant has changed in my profile. Utilization on one bank card (under 3%). All others are 0 balance with no new inquiries and no new accounts or other AA's.

Message 3 of 4
Highlighted
Frequent Contributor

Re: DCU Fico Score Never Changes???


@donny10 wrote:

They use the Equifax FICO 5 mortgage score. It's not their own.


Wait it's a mortgage score?  It's the one I use in my signature.  

 

Edit:  ok I see its used in mortgage, auto, and cc.




EX 706. TU 705 EQ 682. Avg 698
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.