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I was just reviewing my reports. I noticed DCU hasn't reporting my credit card and auto loan balances since June. I've been a member for at leats 6-7 years and never had this happen. Has anyone else experienced this with a lender and do you think me giving then a call would get my accounts updated
@masscredit wrote:I was just reviewing my reports. I noticed DCU hasn't reporting my credit card and auto loan balances since June. I've been a member for at leats 6-7 years and never had this happen. Has anyone else experienced this with a lender and do you think me giving then a call would get my accounts updated
Is on all 3 CRA? If it's only on TransUnion that sometimes is the case (being delayed) just give some time and it will be updated.
Actually, looking at the balance, EQ hasn't updated since May, June for EX and August for TU. That's for the credit card.
My auto loan is reporting paid on EX (the balance is actually 99 cents. Really, it is ). TU hasn't updated the balance since June and EX hasn't updated since May.
@masscredit wrote:I was just reviewing my reports. I noticed DCU hasn't reporting my credit card and auto loan balances since June. I've been a member for at leats 6-7 years and never had this happen. Has anyone else experienced this with a lender and do you think me giving then a call would get my accounts updated
My reporting from Digital, for the last few months, has been completely haywire. Today it just reported the balance from a month ago, which is closer than it's been for awhile.
@masscredit wrote:Actually, looking at the balance, EQ hasn't updated since May, June for EX and August for TU. That's for the credit card.
My auto loan is reporting paid on EX (the balance is actually 99 cents. Really, it is
). TU hasn't updated the balance since June and EX hasn't updated since May.
I only have an auto loan with DCU and I've noticed this as well - TU hasn't updated since July, EQ hasn't updated since June. Strange and annoying, especially EQ since EQ is the score they provide you and pull for credit apps.
I'm going to give them a call this week to see what they say.
I called DCU today. The person I spoke with said they had a problem with reports being update. They have corrected that so everything should be back to normal soon. She actually said within 45 days but I figure that's a timeframe they have to say to be on the safe side.
My auto loan has been updated. The balance is 99 cents. They reported the account closed Credit card is still a few months behind. They usually update my credit score the last Friday of the month. Last month they did it on the 30th (Monday).