DO you think the 3points are there?

[Anonymous]

Some of you have been so helpful and know we are trying to purchase a home but my husbands credit score is 3 points short and we've been stuck there for 2 months. SO last month I put very small balances on our cc, let them report and paid them off. The 3 cards have reported a zero balance now along with out auto loan reporting we made teh monthly payment. The loan company will be running his credit Monday morning. My fingers crossed and prayers that he got the 3 point boost he needed.

[pizzadude]

It's certainly possible. Also the calendar has rolled over into February now, so all your accounts will be a month older, which may also help. Good luck !

[Anonymous]

Thank you pizzadude! You've been a big help. I will let everyone know on Monday. I've gotten some grest advice so now we hope it's paid off!

[Booner72]

Will that credit card have reported the new balance by Monday???

[pizzadude]

Good luck, we'll keep our fingers crossed ~ let us know how it turns out !

[LS2982]

---

@Anonymous wrote:

Some of you have been so helpful and know we are trying to purchase a home but my husbands credit score is 3 points short and we've been stuck there for 2 months. SO last month I put very small balances on our cc, let them report and paid them off. The 3 cards have reported a zero balance now along with out auto loan reporting we made teh monthly payment. The loan company will be running his credit Monday morning. My fingers crossed and prayers that he got the 3 point boost he needed.

---

It's possible, fingers crossed for you!

[CS800]

Good luck, let us know

[Anonymous]

Yes it should. It's already on Equifax and I've noticed it takes an extra day for Transunion to update so I'll check tomorrow, if it's not there we'll check right away Monday AM. If it still hasn't updated then we'll wait till it does. I'd be so upset if 3 cards with small balances all going to 0 and an auto loan reporting montly payment made on time didn't change a single thing. I'd be crushed! We need 3 stinkin points!!!

[Booner72]

you'll get them.  Sometimes they don't seem to update til midday, What I would do is call EQ and TU and ask them the reported balance.  then you can know for sure and not pay any money to find out.

[CS800]

---

@Booner72 wrote:

you'll get them.  Sometimes they don't seem to update til midday, What I would do is call EQ and TU and ask them the reported balance.  then you can know for sure and not pay any money to find out.

---

+1 . Stay on them