DOLA vs DOFD

[Anonymous]

Ive noticed on some of my accounts that ca's have put on their own dofd, if they are allowed to do this then how do i ever pass the sol?  I noticed some dofd are 2 years past the dola.

[Anonymous]

bump

[TryingVeryHard]

bump

[Anonymous]

If a CA changes the DOFD or DOLA they are in violation.  Are you sure that they have done that.

Check your CR for the OC  that will have it on there.

Remember when a CA is assigned or buys the account, it will show open date (means date it was opened by the CA) They will also show a new report date.

[Anonymous]

It still has to come off your report from the DOFD or DOLA, I'm fighting EX on that right now - sending them proof of the DOLA date from an old 2000...somewhat bought an account that's past collection SOL and reporting time but when I disputed EX told me the dang thing will stay on there until 2014 since they bought it in July 2004...B.S.

They have to remove...at least from what I understand of reporting time - it even states it on their stupid investigation results - if the account was past due it has to come off unless it was current, and it was NOT, it was DOLA back in 3/99!

[llecs]

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nfg wrote:

Ive noticed on some of my accounts that ca's have put on their own dofd, if they are allowed to do this then how do i ever pass the sol?  I noticed some dofd are 2 years past the dola.

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I've notice this too on a couple accounts. I noticed that by pulling the credit reports directly from the CRAs, I 'm able to see what the CRA (well 2 of the 3, I think) lists as their drop off date. The CRA drop off date came earlier than what the CA or neg OC listed as DOFD or DOLA (factoring in the 7 yrs.).