DV'd Enhanced recovery corporation.. have a question..

[Anonymous]

I Dv'd this CA back in November of 07 and it seems they have sold it to another CA. Have not heard from them since. I wonder why LOL

The New CA is called Midland Credit Management, out of Los Angeles-zip 90084. I have been sent a settlment offer from them this week.

I know i am still within the sol and was wondering what my next step should be. Should I DV this CA as well and see what happens?

Has anyone heard of this CA and how they operate?

[Anonymous]

---

deesown wrote:

I Dv'd this CA back in November of 07 and it seems they have sold it to another CA. Have not heard from them since. I wonder why LOL

The New CA is called Midland Credit Management, out of Los Angeles-zip 90084. I have been sent a settlment offer from them this week.

I know i am still within the sol and was wondering what my next step should be. Should I DV this CA as well and see what happens?

Has anyone heard of this CA and how they operate?

---

Yes, you should DV.  You should always DV a collection agency.  For all you know, they are not authorized to collect the debt so if you send them a payment it will not settle the debt you owe.

Are either of these reporting on your CR?

[Anonymous]

enhanced recovery corp is still showing on my credit report but not the new CA Midland.

[Anonymous]

Have you disputed this with the CRA's?  It's my understanding that if a CA sold the debt to another CA, the original CA can no longer report.  By disputing, it should fall off.

After you DV the new CA (assuming that it comes back validated), send them a PFD letter.  Or since they are not yet reporting, send them a letter that says you'll pay if they agree to not report.

[Anonymous]

another question if i may ask.

How about when I DV Midland and then they try to sue me without responding to my validation request? Also on my credit report it says this account first went into 30 days late  on October 2005.  Does the default start from this date? Is that near my SOL? I live in CA.