DV response has different account #. What do I do?

jacq · ‎03-20-2008

I DV my first ca and got letter back asking me to basically send them proof I don't owe it. I filed the letter away thinking I'd wait out the 30 days and send the second dv. Tonight I started drafting the second and realized the account number on the letter is different than on all three cr. The balance is also a few dollars more. This is the only account they're reporting. How should I address this?

Anonymous · ‎03-20-2008

CAs will do that at times you will do best by sending the 2nd DV only to the one that you already sent........along with it send 2 DVs with the other account # they can all go at the same time but CMRRR

jacq · ‎03-23-2008

Thanks Happy.

Should I go ahead and send the DVs or wait the 30 days since they sent the letter? I got a credit alert today, they finally (23 days later) updated my eq to show disputed and increased my balance, too, while they were at it.

On a side note, this account is listed under closed accounts but like this:

type of account: open

type of loan: Factoring Company.

Does that make this balance factor into my scores?