Daily Credit Scores

[Anonymous]

Is there any way to get daily credit scores? (for a decent price). I have Score Watch and Quarterly Monitoring from this site, but they don't seem to offer daily monitoring.

[JoeBJay20]

There is no service that will give you daily FICO scores.  Score Watch (either here or through Equifax) does monitor your report daily for certain changes (not all), and will notify you of a change in your report and the new score. Unless there has been a major change to your report (e.g., change in CC balance, new collection, public record, inquiry, new accounts), your score isn't changing drastically from one day to the next.  Services like CreditCheckTotal will allow you to pull your reports daily and give you daily FAKO scores with the pull. 

[Anonymous]

scores, yes.  FICO scores, no. 

[jackg]

cashonlynow,

ScoreWatch does monitor your FICO EQ score 24/7, when a change occurs you will get an e-mail, trust it.

[cdtotten]

Trusting scorewatch is hard to do, when updates over the past 4-6 months have come 1-3 weeks after the change occur. Twice there have been big changes (2 new inquiries) and both times the actual email alert came 11 and 17 days after.

Cheaper and more effective to just pull a report every quarter.

[jackg]

cdtotten,

I can only relate my experiences with score watch. BTW today I received one along with a credit watch gold alert. The score watch alerted me that as of yesterday my FICO score went up from 763 to 782 because a new account with Kroger was reported yesterday. I can"t expect anything more than that. YMMV.

[jaybird201]

---

@cdtotten wrote:

Trusting scorewatch is hard to do, when updates over the past 4-6 months have come 1-3 weeks after the change occur. Twice there have been big changes (2 new inquiries) and both times the actual email alert came 11 and 17 days after.

Cheaper and more effective to just pull a report every quarter.

---

My exact same experience. If you purchase directly from EQ, they'll give you a "Buy Three Get One Free" deal, where it's only like $40ish for four quarterly reports and scores.

[Anonymous]

If you're a Costco member, check out IdentityGuard on their website.  For approximately $9.50 per month, they monitor all 3 CRAs, give alerts, and once a month a credit report of all 3 agences and their version of FICO scores.  Not bad for the price.  Not FICO, but lets you stay on top of your credit profile.

[wmarat]

1. Credit Secure by American Express, Amex Card required, daily puller, 11.99/mos. Experian Plus score, absolutely useless.

2. Credit Check Total, Experian reseller, daily puller, 19.95/mos, call by the end of trial period (7 days) ask to cancel, a lot of people got price reduction to 9.99/mos. Experian Plus score, see above

[terrymurph]

Creditchecktotal, with this company you can pull your reports daily. They monitor each CR with daily alerts. If you call and attempt to cancel they will give it to you for 9.99. Don't forget their FAKO's not FICO's though. But helpful none the less.