Dealership Not Reporting to TU

[Anonymous]

I've noticed that two installment accounts (auto) have not been reported to TransUnion over the months I've had them. One is already paid off, and the other is still being paid on.

Can payment history be sent to a bureu after an account has been paid off and closed or has been paid on for a while, or does the info pretty much have to be sent real-time?

If the former is possible, I want to call the dealership and ask if they'll send my payment history to TU. My credit history is short enough as it is, and this would really give my TU score a boost.

[llecs]

You can call and ask the OC to report. Just make sure you were never late and make sure the age of that account is older than your avg. age. The closed account may be a tough sell. The open account is your best shot. Note that not all creditors report to all 3. It could be that the OC doesn't even report to TU.