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Debt Collection doesn't appear on credit score - if I pay it off, will it appear?

Anonymous
Not applicable
‎06-14-2019 04:50 AM
‎06-14-2019 04:50 AM

Debt Collection doesn't appear on credit score - if I pay it off, will it appear?

I have a debt collection from 6 years ago that does not appear on my credit report. It's from paypal and a debt of $40. I would like to pay it since I cannot access paypal anymore, but I'm worried that if I pay it it will show up on my credit report somehow. I have pretty great credit now and that would be a considerable ding if that happened. 

 

Does anyone know if paying it off would cause it to appear on my report somehow? Thanks.

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2 REPLIES 2
gdale6
Moderator Emeritus
‎06-14-2019 10:07 AM
‎06-14-2019 10:07 AM

Re: Debt Collection doesn't appear on credit score - if I pay it off, will it appear?

It can be reported for up to 7.5 yrs from the DoFD. I would make a deal to pay them in exchange for it NOT reporting.

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Caardvark
Frequent Contributor
‎06-14-2019 10:52 AM
‎06-14-2019 10:52 AM

Re: Debt Collection doesn't appear on credit score - if I pay it off, will it appear?

Good Afternoon Mr. Costanza,

 

My name is Pamela from Paypal. Thank you for alerting us to this mistake. We'd be happy to fix that for you so that the debt reports correctly Smiley Wink

 

 


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