cancel
Showing results for 
Search instead for 
Did you mean: 

Debt Validation

tag
hautemama
Regular Contributor

Debt Validation

Can I DV a previous collection if it already has been paid? The CSR had promised it would be a PFD, which was not the case.  When I contact the OC, they do not have any of my information on file. Now I am not even certain if the debt is valid/ correct..
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Debt Validation

If you're in Texas, then there is state law on your side. Otherwise, while you can DV it, they are under no obligation to respond.
 
Did the CSR promise in writing or over the phone?
 
Message 2 of 3
Anonymous
Not applicable

Re: Debt Validation

I'm going thru the same thing for two paid off accounts. Both original creditors have no info on file either. Now, I'm going thru hoops trying to get one of the CAs to call me back. I think I might be able to get one off hopefully.
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.