Delayed reporting

[Pumpkin24]

Hello, 

New here to the forum. Looking to apply for a mortgage soon and currently dealing with reporting delays with EX and EQ for both of my Cap1 cards. Statement date on one was 9/14 and 9/19 and neither have updated yet. Spoke to Cap1 and they verified updates were sent to all 3 credit bureaus. Anyone else experiencing this? 

[myscoresucks2]

Equifax is 7 months behind on my payments for parent plus loans, haven't updated my payments since February. 

[SouthJamaica]

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@Pumpkin24 wrote:

Hello, 

New here to the forum. Looking to apply for a mortgage soon and currently dealing with reporting delays with EX and EQ for both of my Cap1 cards. Statement date on one was 9/14 and 9/19 and neither have updated yet. Spoke to Cap1 and they verified updates were sent to all 3 credit bureaus. Anyone else experiencing this? 

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Did you pull updated reports?

[Pumpkin24]

O yea, I have an Experian account that I check daily and checked updated Equifax today also. No updates as of yet. 

[SouthJamaica]

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@Pumpkin24 wrote:

O yea, I have an Experian account that I check daily and checked updated Equifax today also. No updates as of yet. 

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Well that is odd. I can't speak to EQ but my EX updates fast.  Then again, I don't have Capital One.

[Pumpkin24]

Yea it's usually the same for me, not sure what is going on. Super strange. 

[Cblough93]

I recently got a cap one card, they waited until almost the 3rd full month to do their first report with me. 

statment closed on 9/24, 9/26 transunion updated. Updates for equifax and Experian haven't happened yet. 

Dunno if this helps 

[Pumpkin24]

This does help! Yea TU updated for me too but still nothing from the others. Called Cap1 to make sure they report to all 3 bureaus and they verified they do. Seems to be a lag issue with EX and EQ just no idea why. Applying for mortgage next month so extremely frustrating!! Hope you get updates soon on the other two! 

[Cblough93]

To add,

it's now been about a week since my new cap on card posted on TransUnion, and it still hasn't posted on equifax or Experian.

when my chase card hit my account, it hit TU first as well, but it hit equifax and experienced within a day or so after hitting TU.

but for some reason capital one is taking it's sweet time reporting to exp and equifax. 

[Pumpkin24]

So odd, still nothing for me either. I called Cap1 and they assured me numerous times that they have reported to all 3 bureaus even giving me the exact day and time the updates were sent. Supervisor told me since TU has updated, that is verification that they've done their job and reported to all 3. They say it's EX and EQ that's not updating. Beyond frustrating!