When they report to the bureaus it's all computerized, otherwise they would need someone to sit there and manually send each persons info to all 3 bureaus one at a time for every one of their customers.
I wonder if there's some sort of computer glitch?
good point; I've had Cap1 since April 2022 and have never had a skipped month on reporting from any of the bureaus. I also called EX last week wondering if there may be some sort of issue but they said no issue they know of.. just no update 
Didn't you say the statements closed on 9/14 and 9/19 or something?
which card reported just now? I'm assuming the one that closed on the 14th, but **bleep** that's 2 full weeks after the statement closed.
i don't have this issue with any other card issuer, with credit one and chase 1 of the bureaus always updates the day after the statement closes and then the other 2 are usually a day behind, 2 max.
but for some reason cap one takes 2 weeks to report? Weird
may be something may be nothing, but I've noticed 2 huge coincidences
1) today is the 30th/ the last day of the month. So I wonder is that has anything to do with the fact that you just got updated? Perhaps capital one reports to certain bureaus on certain days?
like as an example maybe they report to equifax on the 30th
and experian on the 15th of the month
and they report to transunion when your statement closes?
Doing this would put a lot less strain on their computer system, since having to report to all 3 bureaus on the same day probably takes a ton of processing power. Think about it,
They are a huge company with tons of customers, say 100,000 customers have statements close on 9/14, then 25,000 close on 9/15, then 50,000 close on 9/16. Every day their computers are reporting something and taking bandwith and resources. So they decided to split up the reporting into 3 separate days so they could give the comouters 3 designated days and let them just focus on reporting for those days.
2) the second coincidence is that both of us experienced the same issue, transunion updated first with the other 2 lagging behind, and we were both waiting on experian and equifax
Well, it's officially been a week since my statement closed and I still haven't gotten updated from Experian or Equifax.
i tried To call capital one, and the guy was not at all helpful, he told me that it's their policy to report to all 3 bureaus but was unwilling to check into my account to see if my account had been reported yet. He said "he doesn't see why it wouldn't be reported to all 3, so there's no point in checking"
I told him it's been a week since my statement closed and it's never taken longer than 1-3 days for the reporting to happen. And he told me to call the bureaus cause they have no control over what the bureaus do.
so I told him that doesn't make any sense, I had a chase card report right around the same time as my capital one. Why would the bureaus choose to update all 3 bureaus for chase, but only 1 updated for capital one? And why would they report on time every month and then suddenly decide they wanted to wait a week.
completely waste of time even trying to reason with the guy.
@Pumpkin24Lately with my Capital One cards I see updates for TU and EQ within 2-3 days after my statement closes, while EX is 3-5 days later (and in one case was 8 days later - my VX statement closed on 9/7, but no Experian update until 9/19). All of my longest waits for EX to update have been on this one card (I have 4 C1 cards) and have no clue why.
