I have a delequent account that i missed a payment on back in 2008. February 2015 will make 7 years and I was wondering if somone could give me a round-a-bout number as to how many points my score will raise.
I had a single 6.5 yr old 30day late removed increased my score 22 points. That was the only derog mark on the report.
If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015. Current FICO Scores EX: 715 EQ: 756 TU: 762 Last APP April 21, 2015. Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
I think you should really look at what is your remaining credit information on the file. Your credit score jump will depend on it. How about your payment history in the past few year? How about the utilization now? If your score is already about 750, you should not expect big jump, I guess.
