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Deletion from FICO

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jd403
Regular Contributor

Deletion from FICO

I had an incorrect item show up on my reports last week. Called the company on Thursday of last week and they said they'd remove it on Saturday when they report to the bureaus.  I looked at EX, TU and EQ today and it is not listed but I haven't gotten the alert yet that FICO has been updated and my score bounce back.  How long does it take?

 

Thanks

FICO 8: TU 716 EX, 718 EQ 721 (10/19/21)

Discover IT $10.5k, Citi AA $10.8k , Cap One QS - $6.3k, Amex Optima - $4k Kohl's - $3k, M-Life MasterCard $8k, Amex Delta Gold $16.5k
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Deletion from FICO


@jd403 wrote:

I had an incorrect item show up on my reports last week. Called the company on Thursday of last week and they said they'd remove it on Saturday when they report to the bureaus.  I looked at EX, TU and EQ today and it is not listed but I haven't gotten the alert yet that FICO has been updated and my score bounce back.  How long does it take?

 

Thanks


I would dispute the item with the credit bureaus. 

Message 2 of 4
jd403
Regular Contributor

Re: Deletion from FICO

It actually took a few days but it's gone from all three

FICO 8: TU 716 EX, 718 EQ 721 (10/19/21)

Discover IT $10.5k, Citi AA $10.8k , Cap One QS - $6.3k, Amex Optima - $4k Kohl's - $3k, M-Life MasterCard $8k, Amex Delta Gold $16.5k
Message 3 of 4
HeavenOhio
Senior Contributor

Re: Deletion from FICO


@Anonymous wrote:
I would dispute the item with the credit bureaus. 

The OP and the lender are already in agreement. There should be no need to dispute at the bureau level. There'd certainly be grounds for a dispute, of course.

Message 4 of 4
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