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Derog

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Anonymous
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Derog

On my credit report, apparently there was a Balance of $25, $32, and $0 balance that is still showing today. I just paid the $25 and $32 balances and the US dept of education said they will be sending me a paid in full letter. These loans are from 2013&2014. I filed a dispute today with Transunion, what is the chances that they will be removed off of my report? And even though they are now PIF, does it look bad to creditors?
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RobertEG
Legendary Contributor

Re: Derog

What was the inaccuracy that was asserted as the basis for your dispute, and how does that inaccuracy require any deletion of the entire account from your credit report?  Paying, and thus closing, a loan is not basis for its removal.

 

Can you provide additional info as to the dispute, and how it relates to deletion of the entire loan?

 

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