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Derogatory Remarks

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joeyv1985
Frequent Contributor

Re: Derogatory Remarks


@Anonymous wrote:

@joeyv1985 wrote:

@Anonymous wrote:
Big Brother is a good characterization I hope you ordered both the attract reports and the full file disclosure!

I just confirmed my email. I believe they send a pin # in the mail right?


Pin in the mail within 2 weeks. Then you use that online to decrypt the report.


10-4. Thanks. 

Message 31 of 35
joeyv1985
Frequent Contributor

Re: Derogatory Remarks


@joeyv1985 wrote:

@Anonymous wrote:

@joeyv1985 wrote:

@Anonymous wrote:
Big Brother is a good characterization I hope you ordered both the attract reports and the full file disclosure!

I just confirmed my email. I believe they send a pin # in the mail right?


Pin in the mail within 2 weeks. Then you use that online to decrypt the report.


10-4. Thanks. 


Hello Cassie,

 

Received a letter from LeisNexis today and it said that they "conducted a search of its databases based on the information provided to us, but was unable to locate a file sufficiently matching your data".
With that said, I can only assume the information in question was something Amex has had on me for quite some time in their database. If that's the case, why did they say they have no record of me prior to being approved for this Platinum Card? I remember getting an Amex back in 1986 while in college and again back in 2005. 

Message 32 of 35
Anonymous
Not applicable

Re: Derogatory Remarks

I didn’t think AMEX purged their records, I may be wrong and I am subject to correction though. And if it wasn’t on LEXIS-NEXIS, then yeah I would say it came from AMEX’s own records.
Message 33 of 35
joeyv1985
Frequent Contributor

Re: Derogatory Remarks


@Anonymous wrote:
I didn’t think AMEX purged their records, I may be wrong and I am subject to correction though. And if it wasn’t on LEXIS-NEXIS, then yeah I would say it came from AMEX’s own records.

I agree with your Birdman. I guess the people that I dealt with at Amex, didn't have high enough clearance to see those records. Oh well, I can't complain of where things are with me. 3 CC's with no $0 balance, one with about $250 and the Amex which I just paid the $550 annual fee. Pretty clean. Now it's just a matter of gardening for the next 18-24 months. 

Message 34 of 35
Anonymous
Not applicable

Re: Derogatory Remarks

That’s right you’re headed in the right direction keep your head up and keep doing well!
Message 35 of 35
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