Good Afternoon all!
This is my first time posting and would like to say hey!!!! Thank you all in advance for any advice you can help me with so that I can rebuild my credit. A little history, when I was 18 of course the first thing I went out and did was get a CC. I was never taught to be responsible and of course, my own fault, my credit suffered. Now that I am older and understand the meaning of good credit I am looking to fix it. First, my mother helped me by taking out a loan and paying off all my debt so that way I only pay her loan and my credit can be repaired. I have since joined a bunch of monitoring services such as freecreditreport.com, this site, and Truecredit.com. My question is, why do I get different credit scores from each of these sites? On the Truecredit, which is Transunion, my scores are much lower than on here, and it says that it got the score today as well. So my question is which is the correct score, because on here it says that my equifax is 649, but on Truecredit it says my score is 600?
Thanks!!!
Nikki
