@Anonymous wrote:I just realized the fico scores on Amex and NFCU that they give you that are supposedly fico 8's & 9's are wrong, and by a lot. NFCU says EQ Fico 9 is 759 vs My fico 770. Updated 7/3 & 7/9 respectively. Amex gives EX Fico 8 at 736 vs My fico 813. Updated 7/10 & 7/9 respectively. If these are suppose to be the exact same, why is there such a difference?
@Anonymous: Navy Fed SPs your EQ CR on the fourth Tuesday of the month and posts that FICO 9 score around the first week of the following month. So, even though Navy Fed says your EQ FICO 9 score updated on 7/3/2021, it was actually your EQ FICO 9 score back on 6/28/2021. AMEX is probably posting a similar "update" with the score actually recorded on a previous date.
@Anonymous wrote:I just realized the fico scores on Amex and NFCU that they give you that are supposedly fico 8's & 9's are wrong, and by a lot. NFCU says EQ Fico 9 is 759 vs My fico 770. Updated 7/3 & 7/9 respectively. Amex gives EX Fico 8 at 736 vs My fico 813. Updated 7/10 & 7/9 respectively. If these are suppose to be the exact same, why is there such a difference?
The actual date of NFCU's update is the 4th Tuesday of the proceeding month. The numbers are not wrong, they're just from different dates. The EQ FICO 9 scores provided by NFCU are MyFICO are accurate and are the same.
Similarly, the EX FICO 8 scores provided by Amex and MyFICO are also the same, if they are from the same date.
