Hi guys..new here! Anyway, I have had illness for a few years, which devasted my credit. Now, I doing everything to turn it around: ie: secured cc, paying on time, now have a Visa and MC (Platinum) But, I still show the years of late payments. Some TEN years old! I've even paid them off everything! I've tried many times to get some of this bad credit rap off me. I feel I deserve it. My score is just 636! I don't know, sometimes I wonder if it's worth all the trouble...I mean, if you get sick, and fall way behind, and I did...then make a come back and pay all my debtors off, and what do I get???? A measely 636! Just doesn't seem fair. HOW
