The debit cards arrived after nearly 4 weeks. Everything seems to be working well with them so far. I've tried bill pay (all were paid on time), mobile deposits (cleared the next day), ATM and used the debit to buy something. I did write 3 checks, but they haven't cleared yet. So far, I like them. The only thing I think is odd is that purchases aren't shown in real time. It takes a day (or 3) to show up online in your account. But, we use cash for most things except gas so it's not a huge deal.