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Discover, DCU, Barclays FICO etc

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CS800
Super Contributor

Discover, DCU, Barclays FICO etc

Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO

 

 

Institution -- CB -- Version

 

DCU -- EQ -- version ?

Discover -- EQ -- version?

Barclay --: TU -- 08 ?

PSECU -- EX -- version?

MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?

 

Others that I am forgetting please add to list.




Message 1 of 6
5 REPLIES 5
coldnmn
Mega Contributor

Re: Discover, DCU, Barclays FICO etc

I believe MyFico switched to 08 this summer.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 6
uswala
Senior Contributor

Re: Discover, DCU, Barclays FICO etc


@CS800 wrote:

Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO

 

 

Institution -- CB -- Version

 

DCU -- EQ -- version ?

Discover -- EQ -- version?

Barclay --: TU -- 08 ?

PSECU -- EX -- version?

MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?

 

Others that I am forgetting please add to list.


I think Discover gives TU not EQ? Please correct me if I am wrong.

Also, US Bank offers EX.

Message 3 of 6
CreditDunce
Valued Contributor

Re: Discover, DCU, Barclays FICO etc

DCU -- EQ-04

Discover -- TU-08?

Barclay --: TU -08 (every 10 weeks or major change in your credit score)

PSECU -- EX -04 (last I heard, may have changed)

MyFico -- EX,EQ,TU -- 08

 

 

Here is a dated thread with the versions laid out nicer (with a nice chart).  Since this thread MyFico has upgraded to FICO 08 scroes.  And Penfed is offering EQ NextGen quarterly scores.  I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/...

 

Message 4 of 6
takeshi74
Senior Contributor

Re: Discover, DCU, Barclays FICO etc


@uswala wrote:

Also, US Bank offers EX.


It's a FAKO. 

Message 5 of 6
Revelate
Moderator Emeritus

Re: Discover, DCU, Barclays FICO etc


@CreditDunce wrote:
DCU -- EQ-04

Discover -- TU-08?

Barclay --: TU -08 (every 10 weeks or major change in your credit score)

PSECU -- EX -04 (last I heard, may have changed)

MyFico -- EX,EQ,TU -- 08

 

 

Here is a dated thread with the versions laid out nicer (with a nice chart).  Since this thread MyFico has upgraded to FICO 08 scroes.  And Penfed is offering EQ NextGen quarterly scores.  I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/...

 


It had the MyFICO updates, but the Penfed announcement wasn't in there.  I have added it.  Locking this thread as duplicate.




        
Message 6 of 6
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