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Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO
Institution -- CB -- Version
DCU -- EQ -- version ?
Discover -- EQ -- version?
Barclay --: TU -- 08 ?
PSECU -- EX -- version?
MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?
Others that I am forgetting please add to list.
I believe MyFico switched to 08 this summer.
@CS800 wrote:Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO
Institution -- CB -- Version
DCU -- EQ -- version ?
Discover -- EQ -- version?
Barclay --: TU -- 08 ?
PSECU -- EX -- version?
MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?
Others that I am forgetting please add to list.
I think Discover gives TU not EQ? Please correct me if I am wrong.
Also, US Bank offers EX.
DCU -- EQ-04Discover -- TU-08?
Barclay --: TU -08 (every 10 weeks or major change in your credit score)
PSECU -- EX -04 (last I heard, may have changed)
MyFico -- EX,EQ,TU -- 08
Here is a dated thread with the versions laid out nicer (with a nice chart). Since this thread MyFico has upgraded to FICO 08 scroes. And Penfed is offering EQ NextGen quarterly scores. I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).
@uswala wrote:Also, US Bank offers EX.
It's a FAKO.
@CreditDunce wrote:DCU -- EQ-04Discover -- TU-08?
Barclay --: TU -08 (every 10 weeks or major change in your credit score)
PSECU -- EX -04 (last I heard, may have changed)
MyFico -- EX,EQ,TU -- 08
Here is a dated thread with the versions laid out nicer (with a nice chart). Since this thread MyFico has upgraded to FICO 08 scroes. And Penfed is offering EQ NextGen quarterly scores. I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).
It had the MyFICO updates, but the Penfed announcement wasn't in there. I have added it. Locking this thread as duplicate.
