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I need help!

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Anonymous
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I need help!

I have 634 fico across the boards, i know its low. Its just recently got low. My question is where or how can i get a loan or credit card for 15,000. If i dont get this, then my credit will be shot. it will be even lower and i will lose about everything. i have no missed payments but alot of hard inquries.

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Revelate
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Re: I need help!


@Anonymous wrote:

I have 634 fico across the boards, i know its low. Its just recently got low. My question is where or how can i get a loan or credit card for 15,000. If i dont get this, then my credit will be shot. it will be even lower and i will lose about everything. i have no missed payments but alot of hard inquries.


Welcome to the forums!

 

Why 15K and why would your credit be shot?  Also whatever caused your score to drop would impact who would be willing to give you a loan.

 

Traditionally short of auto title or similarly secured loans, it's incredibly difficult to get a loan for that amount (unsecured virtually impossible at that credit strata) though there are some places with high APR's (110-130% potentially) that might do a 5K loan or similar around that credit score though I haven't checked into them for the past several years.  

 

In any event there may be other options: the more information you're able to give us, the better recommendations people will be able to provide.




        
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