@TiggerDat wrote:
That is a nice sight. My score on Discover is 726. I hope for an increase next month when my statement cuts. It increased 9 points from the month before. I prefer my FNBO FICO score of 780. I love seeing that score! The score I get from Discover is one of the lowest. Even my CapOne card is higher.
Don't fixate just on the numbers. Always consider the specific scoring model and CRA as well as relevance to given creditors.
As for the FNBO FICO, keep in mind that it's an Experian FICO 8 Bankcard score. That model is on a different point scale than the standard FICO 8 model like the TU FICO 8 from Discover. See also the Understanding FICO Scoring Subforum and its stickies for more info on the different FICO models used by creditors.
As stated above, the CO score is a FAKO that isn't used by any creditor. IIRC it's the TransUnion New Account model.
