Discover IT Fico Score

[creditconcept]

What version of Fico model does Discover give on their statements?

[kevinjjc]

TransUnion Classic Risk Score 2008 (TU-08)

[Anonymous]

Yep, TransUnion, matches my Fico TransUnion report I bought here on myFICO.

[tonyjones]

Walmart gives the same score.

[CreditPlay]

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

[core]

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@Jayx wrote:

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

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What about Capital One's credit tracker score?  (Not the one that used to be on statements if you had that.)  They say they're using TU but the score is always 30+ pts higher than my TU 08 from Discover.

[Florida1990]

I believe it is Transunion the same one Walmart uses although when I log in the scores vary a few points.

[-Cal-]

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@core wrote:

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@Jayx wrote:

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

---

What about Capital One's credit tracker score?  (Not the one that used to be on statements if you had that.)  They say they're using TU but the score is always 30+ pts higher than my TU 08 from Discover.

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The Capital One tracker score is a FAKO.

[Anonymous]

My CapOne tracker is the same as CreditKarma, in my case - I'm guessing they use the same service?

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@McMarshall wrote:

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@core wrote:

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@Jayx wrote:

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

---

What about Capital One's credit tracker score?  (Not the one that used to be on statements if you had that.)  They say they're using TU but the score is always 30+ pts higher than my TU 08 from Discover.

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The Capital One tracker score is a FAKO.

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[s_haliz]

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@Anonymous wrote:

My CapOne tracker is the same as CreditKarma, in my case - I'm guessing they use the same service?

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@McMarshall wrote:

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@core wrote:

---

@Jayx wrote:

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

---

What about Capital One's credit tracker score?  (Not the one that used to be on statements if you had that.)  They say they're using TU but the score is always 30+ pts higher than my TU 08 from Discover.

---

The Capital One tracker score is a FAKO.

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@Anonymous wrote:

My CapOne tracker is the same as CreditKarma, in my case - I'm guessing they use the same service?

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@McMarshall wrote:

---

@core wrote:

---

@Jayx wrote:

I think whoever is giving the FICO score in the statements- barclay,walmart,discover... All the same TU 08.. Isnt it ? 

---

What about Capital One's credit tracker score?  (Not the one that used to be on statements if you had that.)  They say they're using TU but the score is always 30+ pts higher than my TU 08 from Discover.

---

The Capital One tracker score is a FAKO.

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Capital One's Credit Tracker (I have Capital One Quick Silver Signature Visa Card) is using what is called "TransUnion New Account Model". It is not official FICO score and they had never claimed as such. It is 100% identical to my Credit Karma FAKO score which is also using TransUnion.