Hello and welcome to the forums!
What tool are you using to see your soft pulls. Is it annualCreditReport.com?
I'll be curious to hear what others say. In lieu of that, I wouldn't worry about it. You have a lot of reasons Discover would be wanting to check your credit frequently. As you point out, you have signed up for the Discover scorecard. And Discover is preparing to make a decision in a few months about whether they want to graduate you to an unsecured card -- they'd want frequent snapshots of your profile to help with that decision.. And finally, your credit profile in general suggests extremely high risk, including multiple new credit cards opened recently, so even if the previous things weren't true they still might be wanting to view your reports a lot.
Best of luck!
PS. You may want to to take a shot at editing your signature. For one thing, it is so long that a chunk of what you have written gets cut off. The other reason is that a big long wall of text like that is something almost nobody will read. It's too hard on the eyes.
You might want to create a "long" version, where you put in lots of spaces and stuff to make it look really easy to read. This long version you can save as a text file, and anytime someone wants all the details you can just paste it into a post on whatever discussion thread you are in.
Then keep your signature a lot shorter. Maybe like:
Current FICO 8 Scores: EQ 695, EX 673, TU 645
Started rebuild in 03/2017: all scores below 585
34 total accounts, 14 open
___ open credit cards, ___ open installment loans.
Last baddie will fall off April 2019
That's just a thought, do whatever you think is best.
Also I noticed that one of your current credit cards is listed as having a date opened of next year (the HRCCU visa).
Do you really need the Credit One and can you upgrade the Cap One Plat to a QS yet?
My Opinion on Credit None (Credit One)
You have enough padding and you really dont neet to be paying a fee to keep this open (either annual or monthly)... Becase you have no reason to actually use the card with your other options....Youve used it, and now its time to let go.... you dont owe them anything (and hope you never keep a balance on it)
Also by getting rid of the Credit One it would look a little better if your CR is manually reviewed... UWs realize that its a subprime card.. computers usually dont...
I dont think its really bringing much to the party and it will likely stay reporting for up to 10 years...
Even if they pull a fast one and pull it sooner.. you have enough cards to level out your AAoA... Youve moved on.. and this card is just an albatross on your neck...
And on the subject of Discover and SPs... some of those are definitely due to both Discover grabbing a score for your account on one CRA, and credit scorecard also pulling a score from a different CRA... plus they are monitoring it because its a secured card and at some point they might want it to graduate and/or take action ......They are keeping tabs on your account for some reason.. they are SP.. i wouldnt worry about it...
$500 $1,000 $1,300 $1,500 $1,850 $3,400 $3,500 $9,500 $1,000