Discover direct rewards card anyone have it?

[Anonymous]

I applied for a Discover card knowing i would probably get denied. Had to call them to verify info and sure enough denied for discover but approved for discover (hsbc) direct rewards platinum card. I was just curious if anyone else has this card and what their opinion of it is.

[Anonymous]

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dekrist wrote:

Had to call them to verify info and sure enough denied for discover but approved for discover (hsbc) direct rewards platinum card. I was just curious if anyone else has this card and what their opinion of it is.

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 Yes, I have the Discover (HSBC) card. The exact thing happened to me, when I applied for the regular Discover. So far so good. They gave me a 0% BT for 1 year and my interest rate was 16.99%. I recently got them to lower the interest rate to 14.99%. Thy reward for every dollar with the points program.

[Anonymous]

may i ask what limit they started you out at?. 

[Anonymous]

Sure, $2,000

[Anonymous]

WOW! my highest cl is $750 right now. I have no idea what they are going to give me probably 300 lol

[Anonymous]

Post back when you hear something. Good luck.

[Anonymous]

Diamond is this card subprime?

[Anonymous]

What does that mean?

[Anonymous]

like a orchard card or first premier basically a credit builder type

[Anonymous]

I am don't know, but the interest rate was pretty decent, isn't secured. And I have only had it for about 1 year and they reduced the rate...