I disputed a baddie on my CR from two years ago with EX. It was reported by a company who defrauded me by saying I never cancelled my account when I did. I just received the investigation results from EX and they are showing this:
Credit Items
Account Num: 353453532523
Outcome: Remains
Pending Items
Account Num: 353453532523
Outcome: Pending
Date: April 10, 2008
Important Message From Experian
ACCOUNT#
IF FRAUDULENT CHARGES WERE MADE ON YOUR ACCOUNT, THE CREDIT GRANTOR MAY NOT KNOW HOW TO CONTACT YOU TO DISCUSS THIS MATTER. THE CREDIT GRANTOR REQUESTS THAT YOU CONTACT THEM DIRECTLY-
I contacted the scumbags (OC) on the phone just now and all they are wanting me to do is pay them more money. I had a five year lease for a virtual terminal (to accept credit cards) with them (which ended up being six and a half years). I paid them almost $4,000 but they still refuse to just remove the late payments/charge off even though I paid them a ton of money.
If it doesn't come back as verified by April 10 does that mean that EX would need to delete it? I disputed it over the phone with EQ and they deleted it in less than 24 hours so I don't have a clue why EX is being so difficult with just deleting it.
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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542
November 2006: EQ 501
