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Dispute question

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Anonymous
Not applicable

Dispute question

I disputed a collection online and they validated it. (I know, mistake #1 disputing online) What they did though, they sent me a verification letter with a balance from a different debt/client. (One of my old collections) The numbers don't even match up. What should I do?
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1 REPLY 1
PayYouNever
Frequent Contributor

Re: Dispute question

That's easy -- FAX them a letter outlining their mistake, include a copy of the original CBR with the disputed account number hi-lighted, and send the report they sent you with the non-matching account number. Tell them they are in violation of the FCRA and they have 5 business days to correct the mistake, or you will be filing a defamation of credit suit and sending a complaint to your state's AG.
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