Dispute successful but score the same? why?

[CreditDrama85]

installment account opened in 2006 and then purchased by another lender. disputed account with 14 late payments (a few 30, most 60 days late , and 1 or 2 90 days late)......account was DELETED and i was sent a new copy of my CR but i checked my score and it is the same.

14 late payments being deleted should have cause some kind of jump especially since the account was recent. why hasnt it caused a change?

[Anonymous]

Maybe not enough time for score to update? Could take up to 10 days after delete if you use SW. Did you buy a Score Power? Do you have other accounts that have negative remarks? If you have a few others you might have hit the max loss and removing 1 account did not have an impact. However I think if you are using SW for scores you probably need to wait until something triggers a SW alert to update score.

[Anonymous]

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CreditDrama85 wrote:

installment account opened in 2006 and then purchased by another lender. disputed account with 14 late payments (a few 30, most 60 days late , and 1 or 2 90 days late)......account was DELETED and i was sent a new copy of my CR but i checked my score and it is the same.

14 late payments being deleted should have cause some kind of jump especially since the account was recent. why hasnt it caused a change?

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Because they delete the TL   you lost history!