Disputing Joint Accounts?

rizeninme · ‎09-28-2007

Should joint accounts be disputed separately (one letter for each co-signer), or can they be done together (one letter for both co-signers?

SmartCookie · ‎09-28-2007

They should be seperate, one from each of you regarding that particular account to whichever of the 3 bureaus it is reporting on.

So, each of you proceed as if this was an individual account if that makes sense.

EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***

Anonymous · ‎09-29-2007

We disputed separately on a joint account my wife and I had with Citibank which was discharged in CH7 BK. (This was not an authorized user situation.)

They verified mine to all 3 CRAs and deleted hers at all 3.

SmartCookie · ‎09-29-2007

TigersFan wrote:
We disputed separately on a joint account my wife and I had with Citibank which was discharged in CH7 BK. (This was not an authorized user situation.)

They verified mine to all 3 CRAs and deleted hers at all 3.

There are a few threads within the past 24 hours regarding disputes and BK that might be helpful if you need to re-attempt to fix that.

EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***