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Disturbing email from Discover!

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Snook_on_the_Line
Established Contributor

Re: Disturbing email from Discover!

Welcome to the club.    

freeze and monitor your reports and accounts regularly 

 

I keep a close watch on my reports 

credit monitoring, account alerts, 2fa, freezes on the three main cras + Chex. 

I've worked too hard rebuilding my credit to let some cyberpunk to eff it up.    


@Aim_High wrote:

Like many of us, @akaFettHutt, you may have been involved in a **HUGE** recent data breach.  This does not appear to be just any ordinary data breach.  It's in a league of it's own for the breadth or data and consumers affected.  Websearch the "National Public Data" breach from August 2024.   There are posts on this forum and Reddit about it, as well as tons of news articles.  Many of our members are getting these alerts now, and yes, the great majority of Americans have had their data exposed in one or more of these breaches. 

,

Go to >THIS LINK< to read more about some suggested follow-up actions and links to other websites for further information.


this link^^^
was scary.  

addresses, SS#s and the like for everyone in my family going back decades

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 11 of 12
Windchill92
Regular Contributor

Re: Disturbing email from Discover!

The new-ish IRS SSN account for security requires facial recognition to verify your identity, which erred me away from doing it.

I know if you have a WE Mastercard (maybe W?) they offer their own identity protection that'll parse the web for your card #s, phone #s, SSN, etc.

The TLDR of info leaks is lock down all 3 Credit Bureaus, lock Chex, and lock LexisNexis.

Gardening since 06 Jan 2025; Total Revolving CL: $102.5k
Inquiries: (as of 06 Jan 2025)
EX: 1/6, 2/12, 3/24
EQ: 1/6, 3/12 (2 auto), 3/24
TU: 1/6, 2/12, 3/24
Message 12 of 12
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