As an aside, have you considered getting rid of your card(s) that have monthly fees associated with them?
@AnonymousNo not any time soon. Just letting everything progressively age from their not too long ago embryonic stages and want to keep the CL utilization buffers in place also.
When I get Big and Bad with my scores down the road I probably will ax a few accounts off (being careful not to substain any damage) but I do derive a little fun jockeying my 12 accounts.
That's my mindset right now but who knows I might go in the other direction and add even more...never know.
I agree with @Anonymous If you have 11 other accounts you should get rid of Credit One. They are a bad outfit.
Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682