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Do FICO scores update 24/7?

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samtom79
Valued Member

Do FICO scores update 24/7?

I haven't had my subscription very long for my 3-score FICO but I'm curious if this thing is tracking day and night and could update at anytime or is it just business hours? East coast? West coast?

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Do FICO scores update 24/7?

it updates when something report to the bureau

Message 2 of 7
TheGardner
Valued Contributor

Re: Do FICO scores update 24/7?

During business hours. They update when the credit bureaus notify them of a change (usually 2-4 days after it has happened) .
If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 3 of 7
Anonymous
Not applicable

Re: Do FICO scores update 24/7?

you will only get notified of a change when a triggeing even occurs. The events that are a trigger are listed here.

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQx...

Message 4 of 7
Anonymous
Not applicable

Re: Do FICO scores update 24/7?


@Anonymous wrote:

you will only get notified of a change when a triggeing even occurs. The events that are a trigger are listed here.

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQxMjI5OTE5OC9zaWQvMWxBTVdVM20%3D


Great info ... thanks!

Message 5 of 7
Anonymous
Not applicable

Re: Do FICO scores update 24/7?

I got a Fico score update today, (Saturday).

Message 6 of 7
gdale6
Moderator Emeritus

Re: Do FICO scores update 24/7?

Fico scores are fluid numbers and are not fixed. They are generated by what is in your report on demand, in other words the score is calculated when someone asks for a score with a credit pull.

Message 7 of 7
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