Do the INQUIRIES ever get reinserted afer Transunion drops them prematurely?

[Anonymous]

I now have ZERO inquiries with Transunion, as of this morning.  I had 4 recent inquiries as of 4 weeks ago.  Then every week 1 would fall off until this morning, I have NONE????

Is this just a glitch on the radar and I can expect them to return?  Or are these gone for good?

I did not dispute any of these.  They were all valid.  Now they are gone for some reason, one by one.

[Scamp]

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=131865#M131865

As llecs mentioned in your earlier thread, they do sometimes reappear, often in batches.

So far, we've not been able to find a pattern, rhyme or reason to whose come back and whose stay in Never-Neverland.

Initially, your best bet is to assume it's a glitch and they'll come back.  If weeks and months pass with no reappearance, you probably then can start to count on them staying gone.

[smallfry]

tx so long as you do not use a Transunion reseller to obtain your credit report pulls they should not return. Do not use Truecredit or Privacy Matters. Search for Transunion daily pullers. Avoid them. If you must pull purchase Credit Check Total since they are run by Experian.

[Anonymous]

I have CCT and TrueCredit at the moment.  Though I am thinking of dropping TrueCredit.  The one thing I like about TrueCredit is they provide DETAILED info, such as exact date of reporting, all TL details, creditor contact info, etc.

CCT doesn't provide any of this, just very high level info, no creditor contact, no date of reporting, no detailed TL info, etc.

I pulled CCT this morning to find that all inquiries were gone.  I then pulled TrueCredit Transunion Change Report to see if it agreed.  The Change Report shows the reported inqiry last report, now "REMOVED" this report, net inquiries now zero.

So SF, you are saying that TrueCredit/Transunion direct pulls might "find" these inquiries again, but non-TU pulls won't?  That's strange data issues

[Red1Blue]

I heard some posters say the TU inq's re-appeared. I canclled by Truecredit about a year ago so I dont know.

[smallfry]

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@Anonymous wrote:

I have CCT and TrueCredit at the moment.  Though I am thinking of dropping TrueCredit.  The one thing I like about TrueCredit is they provide DETAILED info, such as exact date of reporting, all TL details, creditor contact info, etc.

CCT doesn't provide any of this, just very high level info, no creditor contact, no date of reporting, no detailed TL info, etc.

I pulled CCT this morning to find that all inquiries were gone.  I then pulled TrueCredit Transunion Change Report to see if it agreed.  The Change Report shows the reported inqiry last report, now "REMOVED" this report, net inquiries now zero.

So SF, you are saying that TrueCredit/Transunion direct pulls might "find" these inquiries again, but non-TU pulls won't?  That's strange data issues

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Be safe and cancel TC.

[nothingman02]

John,

Only pull CCT. 

Pulling CCT everyday should fetch you the B* periodically. But Pulling TU as well could adversely affect your B* due to C*.

TU can simply cancel/remove TU softies but not EX (CCT). That would be my assumption and thus providing more data space to prevent B*.

[Anonymous]

Forgive my ignorance, what is B* and C* 

[nothingman02]

B*age and Choppage....

Message Edited by nothingman02 on 07-20-2009 10:12 AM