Does Lightstream use TheWorkNumber?

[beccag]

Title says it all, does Lightstream use TheWorkNumber to verify employment and salary? I recently had my worknumber frozen and I don't know what personal loan lenders do and don't use TheWorkNumber. Thank you!

[FireMedic1]

I was with SunTrust for a while and have one of their converted cards now Truist. Never heard of them. Theres over 250 credit bureau's. No clue. Most lenders look at work history on your credit reports.

[Remedios]

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@beccag wrote:

Title says it all, does Lightstream use TheWorkNumber to verify employment and salary? I recently had my worknumber frozen and I don't know what personal loan lenders do and don't use TheWorkNumber. Thank you!

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If a lender wants POI, either they use external source or they will ask you to provide it.

WorkNumber is just one of the many, TU and EX sell same service, and most ancillary CRAs do, too. If they want to but cannot verify income/employment, you get denial. 

In other words, put correct length of employment, accurate income and unfreeze it if that's what lender requires.