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Does NFCU report credit card utilization mid-cycle if they are paid to 0$?

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CCWarrior
Established Member

Does NFCU report credit card utilization mid-cycle if they are paid to 0$?

I was trying to find this information but no success. I saw on some website in comments section that NFCU does report PIF cards between statement closing dates?

In addition, can I call Discover, Chase and Citi banks to ask them nicely to report mid-cycle?

I am buying expensive truck in the next 2 weeks and wanter to maximize my financing savings by having high FICO scores.

3 REPLIES 3
Anonymous
Not applicable

Re: Does NFCU report credit card utilization mid-cycle if they are paid to 0$?

NFCU I have never experienced them doing it but it doesn't hurt to ask. 

Chase will report automatically if you $0 a card. 

Discover will off-cycle if you ask them to. I've done it twice. 

Message 2 of 4
CCWarrior
Established Member

Re: Does NFCU report credit card utilization mid-cycle if they are paid to 0$?

Awesome! Thank you!

Message 3 of 4
babbles
Established Contributor

Re: Does NFCU report credit card utilization mid-cycle if they are paid to 0$?

yes mine reports once per month on the 21st 22 nd of the month

Message 4 of 4
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