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Lowes closed my wifes credit card with a $0 balance and a $4,000 limit
I'm an authorized user on the account.
Should I remove myself as authorized user? Does it count against my utilization?
It counts towards AAoA. No, it should not count towards UTI%.
With a zero balance it can't count against you. Remember that revolving utilization is balance(s)/limit(s). 0 divided by anything is 0.
Closed accounts on your reports do factor into AAoA though accounts where one is an AU are not considered by all creditors and scoring models.
