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I decided to freeze all my reports last week just for safety. I knew I had an update on creditscorecard.com so decided to check and got a message that they could not give me my report because my file was frozen. I thought these types of access where I signed up would still work is that not the case when they are frozen?
Creditscorecard (from Discover) is the one I’ve found that cannot pull through a freeze. There may be others but that’s the one I’m aware of. All the other sites I’ve encountered can give you reports and scores updates while frozen.
Okay, thanks for that information. I was wondering sinc eit appears that CK did update. Do you know if myfico has this issue? I do have a 3b report available that I don't want to execute until my cards updates their utilization this month. I'll remove the freezes if needed as I want to see all those scores and don't want to risk wasting my report or having to deal with support to get a fresh pull.
A freeze is not supposed to stop your ability to personally receive scores or allow soft pulls from subscription sites. Your creditors are not prevented, either.
I am a customer of Disco, so they have ability, perhaps that is why my scorecard continues to update.
While CK continues to update, any of their specific "get offers" links always produce a rash of AA letters stating my reports are locked.