cancel
Showing results for 
Search instead for 
Did you mean: 

Does annualcreditreport. come with report numbers for disputing

tag
cuthatcard
Frequent Contributor

Does annualcreditreport. come with report numbers for disputing

As my post say, does annualcreditreport come with report numbers for disputes, the 10 number report ?

 

Just pulled CCT and for a dispute, they require the 10 digit number for any disputes !

 

Have NO SCORE. ..available from CCT for EX, 1 baddie there that I need to dispute as well as on EQ ! 

 

Long history,  but no active TL on EX, shows on TU. 

 

I've used search, here, but find no answer. 

 

Help, if you know.

 

Thanks

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 1 of 8
7 REPLIES 7
Revelate
Moderator Emeritus

Re: Does annualcreditreport. come with report numbers for disputing

Yes with regards to Experian.  I don't think EQ has a similar requirement unless it got added pretty recently.




        
Message 2 of 8
cuthatcard
Frequent Contributor

Re: Does annualcreditreport. come with report numbers for disputing


@Revelate wrote:

Yes with regards to Experian.  I don't think EQ has a similar requirement unless it got added pretty recently.


Yep, at looking at EQ to dispute,  the 10 digit number is required as well. For mine anyway !

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 3 of 8
Revelate
Moderator Emeritus

Re: Does annualcreditreport. come with report numbers for disputing


@cuthatcard wrote:

@Revelate wrote:

Yes with regards to Experian.  I don't think EQ has a similar requirement unless it got added pretty recently.


Yep, at looking at EQ to dispute,  the 10 digit number is required as well. For mine anyway !


Did you try without it?  Still isn't marked with a * suggesting required, I always simply ignored it and was OK. 




        
Message 4 of 8
takeshi74
Senior Contributor

Re: Does annualcreditreport. come with report numbers for disputing


@cuthatcard wrote:

As my post say, does annualcreditreport come with report numbers for disputes, the 10 number report ?

AnnualCreditReport really just redirects you to each CRA.  You can dispute if needed.

Message 5 of 8
cuthatcard
Frequent Contributor

Re: Does annualcreditreport. come with report numbers for disputing

Tried submitting without 10 digit number, still a no-go !

Says information does not match, had questions about stuff/creditors I never heard of !!

Guess my only option is to order directly from EQ !! Not right !!
FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 6 of 8
RobertEG
Legendary Contributor

Re: Does annualcreditreport. come with report numbers for disputing

In the recent consent agreement with thte AGs of multiple states, the CRAs agreed to discontinue the practice of requiring a credit report/number as a condition for acceptance of a dispute under the FCRA,

Message 7 of 8
cuthatcard
Frequent Contributor

Re: Does annualcreditreport. come with report numbers for disputing

Evidently my state AG..did not participate!

I cannot get the report online..
FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.