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Does having multiple address hurt your credit score?

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Anonymous
Not applicable

Does having multiple address hurt your credit score?

Hi, 

 

I move pretty often and I am wondering if it'll hurt my score if I have some accounts associated with home address and some accounts associated with my school address. Thanks. 

 

 

 

 

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Does having multiple address hurt your credit score?

No, your number of addresses does not impact your score.
Message 2 of 5
AndySoCal
Senior Contributor

Re: Does having multiple address hurt your credit score?

If you were to pull your credit report does all your credit show on the report ? If yes it is not hurting if no you have a problem that needs correcting with the credit bureaus.

 

 

 

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
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My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 3 of 5
Anonymous
Not applicable

Re: Does having multiple address hurt your credit score?


@AndySoCal wrote:

If you were to pull your credit report does all your credit show on the report ? If yes it is not hurting if no you have a problem that needs correcting with the credit bureaus.

 

 

 


 

What are you talking about?
Message 4 of 5
AndySoCal
Senior Contributor

Re: Does having multiple address hurt your credit score?

If the OP where to pull a credit and not all his/her creditors showed on the credit report then it is indirectly hurting the score.
FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 5 of 5
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