Does the new natural disaster reporting ignore utilization?

[cr101]

Or, is it business as usual?

[AllZero]

Business as usual.

[Brian_Earl_Spilner]

Why would it ignore it? If anything, the pandemic will help show which scores are more accurate in reporting the chance of default. Many datapoints to be had by lenders 

[M_Smart007]

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@AllZero wrote:

Business as usual.

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[Iusedtolurk]

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@cr101 wrote:

Or, is it business as usual?

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Best to keep your utilization in as good of a shape as you can because that will definitely not be affected by any disasters.  The only thing as far as reporting is if you are late during a certain period with certain creditors they will code it differently on your report so you will not suffer any negatives.