Drop off dates?

[Anonymous]

Hi, does anyone know which credit report or where, can I see the approx. dates of items dropping off my credit report. I have seen it before but I dont remember which report it is on. I have True Credit monitoring and My Fico Score Watch, but I havent seen it on those sites either. Thanks in advance.

[Anonymous]

I saw them when I received the free annual reports from Transunion can't quite rember if equifax and experian showed it but I believe one of them did as well. Hope this helps.

[Anonymous]

DOFD (Date Of First Delinquency) is what's used to calculate when something drops off. The CRAs store it, but don't report it. Some report when the tradeline will drop off. I believe if you call the CRAs, they will tell you what DOFD they have on file.

[Anonymous]

Also, you can ask the creditor as well as the bureau because in my experience I have seen different dates! Especially if you are trying to make a big purchase playing the waiting game with credit. If you are playing the wait game don't be proactive because you don't want something coming back to haunt you like a sold account!!