Hi, does anyone know which credit report or where, can I see the approx. dates of items dropping off my credit report. I have seen it before but I dont remember which report it is on. I have True Credit monitoring and My Fico Score Watch, but I havent seen it on those sites either. Thanks in advance.
DOFD (Date Of First Delinquency) is what's used to calculate when something drops off. The CRAs store it, but don't report it. Some report when the tradeline will drop off. I believe if you call the CRAs, they will tell you what DOFD they have on file.
Also, you can ask the creditor as well as the bureau because in my experience I have seen different dates! Especially if you are trying to make a big purchase playing the waiting game with credit. If you are playing the wait game don't be proactive because you don't want something coming back to haunt you like a sold account!!